Retirement Assets and Beneficiary Planning
IRAs, 401(k)s and other qualified plans require coordinated beneficiary designations, trust provisions, distribution strategy and income-tax analysis.
New Jersey Inheritance Tax Planning
Ownership, beneficiary structure and lifetime transfers are reviewed to reduce unnecessary inheritance-tax exposure while preserving flexibility.
Federal Estate, Gift and Income Tax Planning
For higher-net-worth families, the firm develops structures around transfer-tax exposure, liquidity, basis, cash flow and family objectives.
Business Succession Planning
Buy-sell agreements, ownership transitions and tax-efficient succession structures align the estate plan with the future of a closely held business.
Leonard Hardesty combines an LL.M. in Taxation, an M.B.A. in Accounting and more than 25 years of legal experience. Clients work directly with him. Planning begins with the family, assets, tax exposure and business objectives, then coordinates the legal documents, beneficiary designations and implementation steps. The firm works with accountants, financial advisers and other professionals when appropriate.
To discuss your matter, call (973) 206-9200 or submit the consultation request. Representation begins only after the firm completes a conflict check and both the client and firm sign a written engagement agreement. Consultations take place by telephone or in person.